La gigante compa\u00f1\u00eda de derivados CME Group se asocia con Google Cloud para explorar el potencial de la tokenizaci\u00f3n de activos a trav\u00e9s del Universal Ledger, una infraestructura blockchain desarrollada espec\u00edficamente para instituciones financieras tradicionales. La integraci\u00f3n de esta herramienta tiene como objetivo repensar los mecanismos de pago, liquidaci\u00f3n y gesti\u00f3n de garant\u00edas en los mercados de capital. El despliegue de este proyecto piloto, anunciado el 25 de marzo, est\u00e1 previsto para 2026 con la participaci\u00f3n activa de actores institucionales.<\/p>\n
Terry Duffy, CEO de CME Group, anticipa una disrupci\u00f3n del modelo existente:<\/p>\n
El Universal Ledger podr\u00eda generar importantes mejoras en la eficiencia de garant\u00edas, m\u00e1rgenes, liquidaciones y pagos de tarifas, a medida que el mundo se mueve hacia una negociaci\u00f3n continua las 24 horas del d\u00eda.<\/p><\/blockquote>\n
La tokenizaci\u00f3n se impone como el futuro de los mercados<\/h3>\n
La tokenizaci\u00f3n, que consiste en convertir activos financieros o reales en tokens digitales en una blockchain, se est\u00e1 convirtiendo en una gran tendencia en el panorama financiero. Un informe del Foro Econ\u00f3mico Mundial publicado el 24 de marzo afirma que la integraci\u00f3n entre la banca tradicional y la tecnolog\u00eda blockchain “finalmente se est\u00e1 volviendo realidad”. Para Yuval Rooz, cofundador de Digital Asset, esta transici\u00f3n podr\u00eda desbloquear una liquidez a\u00fan no explotada: solo se pueden utilizar como garant\u00eda actualmente 25 billones de d\u00f3lares en valores, pero se estima que el potencial total asciende a 230 billones de d\u00f3lares.<\/p>\n
Larry Fink, CEO de BlackRock, tambi\u00e9n ha respaldado la tokenizaci\u00f3n de valores financieros. En una entrevista con CNBC en enero, inst\u00f3 a la SEC a aprobar r\u00e1pidamente esta nueva forma de t\u00edtulos digitales, se\u00f1alando los beneficios de eficiencia que podr\u00eda aportar a los mercados financieros.<\/p>\n
Google Cloud, un pilar discreto de la infraestructura blockchain<\/h2>\n
Desde 2018, Google Cloud ha estado construyendo pacientemente una s\u00f3lida oferta alrededor de la tecnolog\u00eda blockchain. Primero integr\u00f3 los datos del blockchain de Bitcoin en su almac\u00e9n de datos, luego agreg\u00f3 11 nuevos blockchains, incluyendo Ethereum, Arbitrum, Avalanche y Optimism, en 2023. Con el lanzamiento del Universal Ledger, la empresa pasa a una fase mucho m\u00e1s ambiciosa: ofrecer una arquitectura de registro distribuido dise\u00f1ada para cumplir con los estrictos requisitos de las instituciones financieras.<\/p>\n
El mercado de los activos del mundo real alcanza un punto de inflexi\u00f3n<\/h3>\n
Excluyendo a las stablecoins, la capitalizaci\u00f3n de los activos del mundo real tokenizados (Real World Assets) ya alcanza los 20 mil millones de d\u00f3lares, seg\u00fan los datos de RWA.xyz. A nivel global, esta cifra es a\u00fan modesta, pero est\u00e1 en constante crecimiento y respaldada por un contexto pol\u00edtico m\u00e1s favorable en los Estados Unidos. De hecho, el candidato Donald Trump prometi\u00f3 hacer de los Estados Unidos “la capital mundial de la blockchain y las criptomonedas”.<\/p>\n
La reciente revisi\u00f3n de la directiva SAB 121 por parte de la SEC tambi\u00e9n ha abierto nuevas oportunidades. Seg\u00fan la plataforma Tokeny, este cambio regulatorio permitir\u00e1 a las instituciones ofrecer servicios de custodia para valores tokenizados sin exponerse a riesgos financieros excesivos.<\/p>\n
Una carrera mundial hacia la infraestructura financiera del futuro<\/h3>\n
El proyecto de CME y Google Cloud ilustra una tendencia fundamental: las grandes empresas tecnol\u00f3gicas y financieras ya no se conforman con observar la evoluci\u00f3n del web3, ahora est\u00e1n tomando las riendas. La pr\u00f3xima d\u00e9cada podr\u00eda ver la desaparici\u00f3n gradual de los sistemas de liquidaci\u00f3n tradicionales en favor de una financiaci\u00f3n m\u00e1s fluida, interconectada y en tiempo real, sobre infraestructuras de nueva generaci\u00f3n.<\/p>\n","protected":false},"excerpt":{"rendered":"CME Group y Google Cloud lanzan Universal Ledger para transformar la industria financiera tradicional La gigante compa\u00f1\u00eda de…\n","protected":false},"author":18,"featured_media":419437,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":"","original_i18n_url":"https:\/\/coinacademy.fr\/actu\/cme-group-google-cloud-programme-tokenisation-actifs\/"},"categories":[125],"tags":[],"coauthors":[],"yoast_head":"\n
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