{"id":408591,"date":"2023-10-16T18:50:28","date_gmt":"2023-10-16T16:50:28","guid":{"rendered":"https:\/\/coinacademy.es\/noticias\/olky-wallet-avenir-fintech-europeenne\/"},"modified":"2023-10-16T18:50:35","modified_gmt":"2023-10-16T16:50:35","slug":"olky-wallet-avenir-fintech-europeenne","status":"publish","type":"post","link":"https:\/\/coinacademy.es\/noticias\/defi\/olky-wallet-avenir-fintech-europeenne\/","title":{"rendered":"Olky Wallet y el futuro de la fintech europea"},"content":{"rendered":"<h2 id=\"olky-wallet-et-lavenir-de-la-fintech-europeenne\">Olky Wallet et l&#8217;avenir de la fintech europ\u00e9enne<\/h2>\n<p>El grupo Olky, con sede en Luxemburgo y Francia, est\u00e1 llevando a cabo nuevas iniciativas para ampliar su presencia en el mundo del web3. Entre estos desarrollos se encuentran la creaci\u00f3n de la filial Olky Wallet y la incorporaci\u00f3n de Karima Lachgar a su equipo. Pero, \u00bfqu\u00e9 significa realmente esto para el panorama de la fintech europea?<\/p>\n<p>Desde 2011, Olky ha ido expandiendo gradualmente sus actividades, abordando \u00e1reas como los pagos, la fintech y la banca abierta. El surgimiento de Olky Wallet puede ser visto como un paso natural en esta trayectoria. Sin embargo, la solicitud de autorizaci\u00f3n a la Autorit\u00e9 des march\u00e9s financiers es un proceso significativo, y la experiencia de Karima Lachgar, conocida por su experiencia en Osborne Clarke France, podr\u00eda resultar valiosa.<\/p>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<div class=\"cs-embed cs-embed-responsive\"><iframe title=\"Olky,  your Neobank \u2013 Presentation of Services\" width=\"1200\" height=\"675\" src=\"https:\/\/www.youtube.com\/embed\/T56J5sO3WbA?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/div>\n<\/div>\n<\/figure>\n<p>La reciente orientaci\u00f3n de Olky hacia el Web3, iniciada en 2021, merece reflexi\u00f3n. Con el advenimiento de OlkyPay, la empresa parece buscar cerrar una posible brecha en el sector cripto. El KYCOIN, por ejemplo, se presenta como un token de utilidad dise\u00f1ado para mejorar el cumplimiento de transacciones. Sin embargo, como con todas las innovaciones, su efectividad real est\u00e1 a\u00fan por probarse a lo largo del tiempo.<\/p>\n<p>La decisi\u00f3n de Olky de trasladar el KYCOIN a Polygon en 2023 es intrigante. Polygon es reconocido por sus capacidades de transacci\u00f3n, pero la elecci\u00f3n de una migraci\u00f3n de este tipo tambi\u00e9n conlleva sus propios desaf\u00edos. De igual manera, el anuncio de la oferta de OlkyWallet para 2024 muestra ambici\u00f3n, pero ser\u00e1 interesante ver c\u00f3mo se posiciona frente a otras ofertas competidoras.<\/p>\n<p>Con un equipo de 65 personas, Olky ciertamente cuenta con recursos. Sin embargo, navegar por el complejo mundo del Web3 requiere m\u00e1s que una fuerza laboral calificada. Franck Rouayroux, al frente de la empresa, ha mencionado la incorporaci\u00f3n de Karima como un paso crucial para fortalecer su estrategia. Ahora queda por ver c\u00f3mo se traduce en t\u00e9rminos de ejecuci\u00f3n y rendimiento.<\/p>\n<p>En conclusi\u00f3n, si bien la facturaci\u00f3n de 40 millones de euros en 2022 de Olky es impresionante, el camino hacia el Web3 est\u00e1 lleno de incertidumbres. El futuro dir\u00e1 c\u00f3mo el grupo navega por estas aguas inexploradas. Por ahora, los observadores y las partes interesadas esperan con ansias ver c\u00f3mo evolucionan las cosas.<\/p>\n","protected":false},"excerpt":{"rendered":"Olky Wallet et l&#8217;avenir de la fintech europ\u00e9enne El grupo Olky, con sede en Luxemburgo y Francia, est\u00e1&hellip;\n","protected":false},"author":18,"featured_media":408592,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":"","original_i18n_url":"https:\/\/coinacademy.fr\/actu\/olky-web3\/"},"categories":[128,136],"tags":[],"coauthors":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.0 (Yoast SEO v22.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Olky Wallet y el futuro de la fintech europea - Coin Academy<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/coinacademy.es\/noticias\/defi\/olky-wallet-avenir-fintech-europeenne\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Olky Wallet y el futuro de la fintech europea\" \/>\n<meta property=\"og:description\" content=\"Olky Wallet et l&#039;avenir de la fintech europ\u00e9enneEl grupo Olky, con sede en Luxemburgo y Francia, est\u00e1 llevando a cabo nuevas iniciativas para ampliar su\" \/>\n<meta property=\"og:url\" content=\"https:\/\/coinacademy.es\/noticias\/defi\/olky-wallet-avenir-fintech-europeenne\/\" \/>\n<meta property=\"og:site_name\" content=\"Coin Academy\" \/>\n<meta property=\"article:published_time\" content=\"2023-10-16T16:50:28+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-16T16:50:35+00:00\" \/>\n<meta name=\"author\" content=\"Alex Leroux\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/0xLeRoux\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alex Leroux\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n\t<meta name=\"twitter:label3\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data3\" content=\"Alex Leroux\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/coinacademy.es\/noticias\/defi\/olky-wallet-avenir-fintech-europeenne\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/coinacademy.es\/noticias\/defi\/olky-wallet-avenir-fintech-europeenne\/\"},\"author\":{\"name\":\"Alex Leroux\",\"@id\":\"https:\/\/coinacademy.es\/#\/schema\/person\/242a390e5418249a6a6bd80f1effdb9e\"},\"headline\":\"Olky Wallet y el futuro de la fintech europea\",\"datePublished\":\"2023-10-16T16:50:28+00:00\",\"dateModified\":\"2023-10-16T16:50:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/coinacademy.es\/noticias\/defi\/olky-wallet-avenir-fintech-europeenne\/\"},\"wordCount\":405,\"publisher\":{\"@id\":\"https:\/\/coinacademy.es\/#organization\"},\"image\":{\"@id\":\"https:\/\/coinacademy.es\/noticias\/defi\/olky-wallet-avenir-fintech-europeenne\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/coinacademy.es\/wp-content\/uploads\/2023\/10\/olky-wallet-avenir-fintech-europeenne.png\",\"articleSection\":[\"Noticias DeFi\",\"Noticias sobre reglamentaci\u00f3n\"],\"inLanguage\":\"es\",\"copyrightYear\":\"2023\",\"copyrightHolder\":{\"@id\":\"https:\/\/coinacademy.es\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/coinacademy.es\/noticias\/defi\/olky-wallet-avenir-fintech-europeenne\/\",\"url\":\"https:\/\/coinacademy.es\/noticias\/defi\/olky-wallet-avenir-fintech-europeenne\/\",\"name\":\"Olky Wallet y el futuro de la fintech europea - 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